2022. The Influence of Credit Risk and Operational Risk on Banking Performance at State-Owned Banks Listed on the IDX for the 2012-2020 period: Manajemen Keuangan. E-BISNIS: JURNAL ILMIAH EKONOMI DAN BISNIS. 15, 1 (Jun. 2022), 89–95. DOI:https://doi.org/10.51903/e-bisnis.v15i1.657.