The Influence of Credit Risk and Operational Risk on Banking Performance at State-Owned Banks Listed on the IDX for the 2012-2020 period: Manajemen Keuangan. (2022). E-BISNIS: JURNAL ILMIAH EKONOMI DAN BISNIS, 15(1), 89-95. https://doi.org/10.51903/e-bisnis.v15i1.657