Pengaruh Teknologi Fintech dalam Transformasi Industri Asuransi dan Implikasi Regulasi di Indonesia
Abstract
This research discusses the impact of FinTech technology on the transformation of the insurance industry and the regulatory implications in Indonesia. FinTech has changed the payment system in society and helped companies in the financial sector. FinTech offers a variety of financial services that were previously exclusive to banks. Explains how digital banking works, including FinTech infrastructure related to peer-to-peer payments, mobile applications, cryptocurrency transfers, digital lending models, mass investments, robo advisors, artificial intelligence, and advanced analytics. The method used in this research is a normative juridical approach, with analytical descriptive specifications, while data collection techniques use primary data and secondary data. This research aims to determine the extent of the influence of Fintech Technology on the transformation of the insurance industry and its implications for regulations in Indonesia.
References
Peter Mahmud Marzuki, Penelitian Hukum, Jakarta,:Kencana Prenada, 2010
Adha Febrian dkk, Peluang Dan Tantangan Financial Technology Dalam Mendorong Pertumbuhan Ekonomi Syariah, Jurnal Al-Afiah Vol. 1 No 2, 2022
Antoni Tjandra, Kekosongan Norma Penentuan Bunga Pinjaman Financial Technology Peer to Peer Lending, Jurnal Hukum Bisnis Bonum Commune, Vol. 3. No. 1, 2020
Hadi Maulana, Perkembangan dan Dampak Financial Technologi (Fintech) Terhadap Perilaku Manajemen Keuangan di Masyarakat. Jurnal Manajemen, Oganisasi dan Bisnis Vol. 11 No. 1 2022
Idri Nuranggraeni, Inovasi Financial Technology (Fintech) Pada Asuransi Syariah (Studi Kasus: PT Duta Danadyakasa Teknologi), Jurnal Ekonomi Syariah Indonesia, Vol 9 No 2 , 2019
Nuzul Rahmayani, Tinjauan Hukum Perlindungan Konsumen Terkait Pengawasan Perusahaan Berbasis Financial Technology di Indonesia, Pagarayuang Law Journal, Vol 2 No 1, 2018
Wisnu Panggah S., Sriyono, & Detak Prapanca, Fianancial Technologi, Sidoarjo : Umsida Press, 2021
Hadi Purwanto, Delfi Yandri, & Maulana Prawira, Perkembangan dan Dampak Financial technologi Terhadap Perilaku Manajemen Keuangan di Masyarakat, Kompleksitas Jurnal Manajemen Organisasi dan Bisnis, Vol 11 No 01, 2022
Ruswanti Sihombing, Analisis Pengaruh Financial Technology Terhadap Pertumbuhan Ekonomi Melalui Inverstasi di Indonesia, Jurnal Ilmiah Universitas Brawijaya 2021.
Raden Ani Eko Wahyuni, Perkembangan Ekonomi Islam Di Indonesia Melalui Penyelenggaraan Fintech Syariah, Mahkamah: Jurnal Kajian Hukum Islam Vol. 4, no. 2, 2019
Suyatno, Analisa Perlindungan Data Pribadi Pengguna Fintech Berdasarkan Pendekatan Yuridis Normatif di Indonesia, Journal of Management Vol. 5 No 3, 2022
Agusta, H, Perlindungan Data Pribadi Penerima Pinjaman Dalam Transaksi Pinjam Meminjam Uang Berbasis Teknologi Informasi (Peer to Peer Lending). Krtha Bhayangkara, Vol. 14 No. 2, 2020
Mahendra Galih, Tantangan dan Masa Depan Financial Technology terhadap Perkembangan Industri Keuangan Syariah di Era Revolusi Industri 4.0, Jurnal Manajemen dan Bisnis, 2020.
Marji, Setya Chendra dkk, Pasar Kerja Generasi Z Bidang Vokasi. Jember: Cerdas Ulet Kreatif. 2021
Departemen Komunikasi BI, Mengenal Financial Teknologi, diakses pada 21 November 2023 Pukul 20.00 WIB https://www.bi.go.id/id/edukasi/Pages/mengenal-Financial-Teknologi.aspx
3.png)
