Analisis Yuridis Cyber Crime Pembobolan Dana Nasabah pada Aplikasi Mobile Banking dengan Modus Pembobolan Jalur Undangan Pernikahan Palsu
DOI:
https://doi.org/10.51903/hakim.v2i2.1829Keywords:
Cyber Crime, Fake Wedding Invitations, , Forms of Responsibility, Countermeasures, ObstaclesAbstract
The purpose of this research is to analyze the juridical cybercrime of breaking into customer funds on mobile banking applications with the mode of breaking into fake wedding invitation lines. This research is an empirical legal research that examines all legal events that have occurred through a case approach. Retrieval is done in two ways, namely interviews and document studies. The data obtained is then presented descriptively qualitative. The results showed that the form of responsibility of the Bank to the victim can be in the form of compensation or refund but if the customer can prove that the money was lost due to the fault of the Bank. The countermeasures taken by the Bank are strengthening the mobile banking security system while the efforts of the NTT Regional Police are conducting socialization, cyber patrols, and making preventive and repressive efforts. The obstacles experienced by the NTT Regional Police are the lack of government supervision in the use of the internet, aspects of evidence, and jurisdiction, as well as the lack of public knowledge of cyber crime. Therefore, suggestions for the results of this study are Suggestions that researchers can put forward are the need for special provisions that explicitly regulate mobile banking. The government should provide legal certainty to create a clean and safe social media environment.
References
Akub, M Syukri. “Pengaturan Tindak Pidana Mayantara (Cyber Crime) Dalam Sistem Hukum Indonesia.” Al-Ishlah : Jurnal Ilmiah Hukum 21, no. 2 (2020): 85–93.
Andi Hamzah, Asas-Asas Hukum Pidana Edisi Revisi, (Jakarta: Rineka Cipta, 2004).
Andi Hamzah, Asas-Asas Hukum Pidana, (Jakarta: Rineka Cipta, 2010).
Alfitra, Hukum Pembuktian dalam Beracara Pidana, Perdata dan Korupsi di Indonesia, Raih Asa Sukses, (Penebar Swadaya Grup), 2002.
Arif Mansyur M, Dikdik dan Elisatris Gultom, Cyber Law: Aspek Hukum Teknologi Informasi, Bandung: PT. Refika Aditama.2005.
Bank Indonesia. “Peraturan Bank Indonesia Nomor 2/19/PBI/2000 Tentang Persyaratan Dan Tata Cara Pemberian Perintah Atau Izin Tertulis Membuka Rahasia Bank” (2000).
Besar.”Kejahatan Dengan Menggunakan Sarana Teknologi Informasi”https://business-law.binus.ac.id/2016/07/31/kejahatan-dengan-menggunakan-sarana-teknologi-informasi.
Deris Setiawan. Sistem Keamanan Komputer, PT Elex Media Komputindo, Jakarta. 2005.
Erdianto Effendi, Hukum Pidana Indonesia Suatu Pengantar, (Bandung: PT. Refika Aditama, 2014).
Fitri Wahyuni, Dasar-Dasar Hukum Pidana Indonesia, PT Nusantara Persada Utama, 2017.
Imron, Dkk. Hukum Pembuktian. Jurnal Hukum & Pembangunan. Vol. 16, 2017. https://www.mendeley.com/catalogue/63f3e7de-995c-3eda-b6af-edfdb1e480ed/?utm_source=desktop&utm_medium=1.19.8&utm_campaign=open_catalog&userDocumentId=%7Bc35be639-9b37-4493-a96e-8c0ade7a02e4%7D.
Indriyanto Seno Adji, Korupsi dan Hukum Pidana, (Jakarta: Kantor Pengacara dan Konsultasi Hukum “Prof. Oemar Seno Adji & Rekan, 2002).
Munir Fuady, Teori Hukum Pembuktian, Bandung, PT. Citra Aditya, 2006.
Nasution, Dewi Sartika, M Ec, Muhammad Muhajir Aminy, and Lalu Ahmad Ramadani. “Ekonomi Digital.” Mataram: Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Mataram, 2019.
P.A.F Lamintang, S.H., Hukum Pidana Indonesia, Bandung: Sinar Baru, cetakan ketiga, 1990.
Parenrengi, Sudarmin, and Tyahya Whisnu Hendratni. “Pengaruh Dana Pihak Ketiga, Kecukupan Modal Dan Penyaluran Kredit Terhadap Profitabilitas Bank.” Jurnal Manajemen Strategi dan Aplikasi Bisnis 1, no. 1 (2018): 9–18.
Pujiyono, Agung Budiarto; ' “Perlindungan Hukum Nasabah Pengguna Mobile Banking.” Jurnal Privat Law 9, no. Vol 9, No 2 (2021): JULI-DESEMBER (2021): 300–308. https://jurnal.uns.ac.id/privatlaw/article/view/60038/34997.
Rehulina, Hatialum, B R Silalahi, Yayasan Kesejahteraan, Pendidikan Dan, Fakultas Hukum, Program Studi, and Ilmu Hukum. “Analisis Yuridis Kejahatan Cyber Crime Dalam Pembobolan Mesin Atm Bank.” Universitas Pembangunan Nasional “Veteran” Jawa Timur Fakultas Hukum, 2012.
Roeslan Saleh, Perbuatan Pidana dan Pertanggungan Jawab Pidana Dua Pengertian Dasar Dalam Hukum Pidana, (Jakarta: Aksara Baru, 1981), hlm.9.
Rondonuwu, Sabrina M. D. “Artikel Skripsi Mahasiswa Pada Fakultas Hukum Unsrat, NIM. 14071101110.” Lex Et Societatis 6, no. 5 (2020): 42–49.
Sabartua Tambubolon.Domain Name: Nama Domain, Universitas Pelita Harapan, Jakarta.2002.
S.R Sianturi, Asas-Asas Hukum Pidana dan Penerapannya di Indonesia Cetakan Ke-2, Alumni AHAEM PTHAEM, Jakarta, 1998.
Soetandyo Wingjosoebroto, “Penelitian Hukum: Sebuah Tipologi Majalah Masyarakat Indonesia”, tahun ke-I, No.2,1974.
Styarini, Fitria, and Sulis Riptiono. “Analisis Pengaruh Customer Trust Terhadap Keputusan Menggunakan Mobile Banking Melalui Perceived Risk Dan Perceived Usefulness Sebagai Variabel Intervening.” Jurnal Ilmiah Mahasiswa Manajemen, Bisnis dan Akuntansi (JIMMBA) 2, no. 4 (2020): 670–680.
Tofik Yanuar Chandra, SH., MH. Hukum Pidana. Edited by SH Yasmon Putra. Nucl. Phys. Vol. 13. PT. Sangir Multi Usaha, 2022.
Undang-undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik yang dirubah dengan Undang-undang Nomor 19 Tahun 2016.
Wahyuni, Dr.Fitri. Dasar-Dasar Hukum Pidana Indonesia. Perpustakaan Nasional, 2017.
Wa Ode Nony Fauziah, “ Penegakkan Hukum Pidana Terhadap Pelaku Cyber Pornography Wilayah Hukum Kepolisian Nusa Tenggara Timur”, (Universitas Nusa Cendana Nusa Tenggara Timur Fakultas Hukum), 2022.
Wirjono Prodjodikoro, Asas-asas Hukum Pidana di Indonesia, (Bandung: Eresco, 1986).
Yurizal, S.H.M.H. Penegakan Hukum Tindak Pidana Cyber Crime Di Indonesia. 1. Media Nusa Creative (MNC Publishing), 2018. https://books.google.co.id/books?id=y8dGEAAAQBAJ. “Modus Penipuan Sniffing, Terbaru Bentuknya Undangan Digital.” https://sampaijauh.com/modus-penipuan-sniffing-29007.
