Pengaruh Kredit Terhadap Peningkatan Pendapatan Anggota Pada Koperasi Simpan Pinjam Makmur Bersama
DOI:
https://doi.org/10.51903/kompak.v17i1.1811Kata Kunci:
Savings and Loan Cooperative, Member Income, Credit Services, Credit ContributionAbstrak
This research investigates the impact of credit services provided by Makmur Bersama Savings and Loan Cooperative on the income of its members in three main dimensions, namely credit contribution, credit services, and business improvement through credit services. The research employs a quantitative approach using the SPSS version 22 statistical tool. The study was conducted in the Jati Rungo Village, Pringapus District, Semarang Regency, Central Java, with the entire population of members serving as the sample. The results of the analysis indicate that the credit contribution variable has a relatively small but significant influence on member income, while the credit services and business improvement through credit services variables have a positive and significant impact on member income. Simultaneous hypothesis testing confirms the significant effect of at least one independent variable on member income. In conclusion, the observed factors such as credit contribution, credit services, and business improvement through credit services have a significant influence on cooperative member income, providing crucial insights for cooperative management to enhance services and financially empower their members.
Referensi
[2] Novirsari, E., & Ponten Pranata, S. (2021). The Role of Brand Trust in Mediating Brand Image Towards Loyalty of Visitors in Lake Toba. Journal of Sosial Science, 2(5), 610–615. https://doi.org/10.46799/jss.v2i5.208
[3] Nugraheni, K. S., Maria, A. D., & Octafian, R. (2020). Penerapan cleanliness, health, safety and environment (CHSE) homestay untuk keselamatan wisatawan. Jurnal Abdimas ADPI Sosial Dan Humaniora, 1(1), 17–21.
[4] Octafian, R., & Istiqomah, A. (2021). Studi Kepuasan Wisatawan Curug Lawe Kalisidi. Gemawisata: Jurnal Ilmiah Pariwisata, 17(1), 17–27.
[5] Octafian, R., & Nugraheni, K. S. (2020). Employee Performance Analysis Through Motivation and the Work Environment at Patra Semarang Hotel & Convention. Nusantara Journal of Social Sciences and Humanities, 1(1), 101–105.
[6] Octafian, R., Palupiningtyas, D., Supriyadi, A., & Usodo, H. (2022). Peningkatan Capacity Building Dalam Peningkatan Sadar Wisata di Desa Wisata Jembrak. Jurnal Pengabdian Masyarakat Waradin, 2(2), 87–100.
[7] Octafian, R., & Rahayu, E. (2022). EKONOMI KREATIF: PEMBERDAYAAN MASYARAKAT MELALUI KERAJINAN KERANG. Jurnal Pengabdian Masyarakat Waradin, 2(1), 30–40.
[8] Palupiningtyas, D., & Aprilliyani, R. (2023). Pendampingan SDM Tata Kelola Kawasan Kuliner Kelurahan Ledok, Kecamatan Argomulyo Kota Salatiga. Jurnal Pengabdian Masyarakat, 2(2), 39–48.
[9] Palupiningtyas, D., & Mistriani, N. (2020). Penerapan Kewirausahaan Berbasis Pariwisata Bagi Masyarakat. JCES (Journal of Character Education Society), 3(2), 311–319.
[10] Palupiningtyas, D., Mistriani, N., & Wijoyo, T. A. (2020). Analisis Lingkungan Internal dan Eksternal Pariwisata dalam Meningkatkan Ekonomi Masyarakat Lokal di Kabupaten Demak Jawa Tengah. Jurnal Manajemen STIE Muhammadiyah Palopo, 6(1), 43–49.
[11] Palupiningtyas, D., Supriyadi, A., Yulianto, H., & Maria, A. D. (2022). Pengembangan Destinasi Wisata Masjid Kapal Safinatun Najah dengan Komponen Pariwisata 3A di Kota Semarang. Media Wisata, 20(1), 41–51.
[12] Palupiningtyas, D., & Yulianto, H. (2018). Kepuasan Wisatawan: Tinjauan Terhadap Atraksi, Aktivitas, Amenitas dan Aksesibilitas Di Taman Nusa Bali. E-Bisnis: Jurnal Ilmiah Ekonomi Dan Bisnis, 11(2), 56–66.
[13] Pranata, S. P. (2022). A PENGARUH KEPUTUSAN PEMBELIAN KARTU PAKET TELKOMSEL DARI PRESPEKTIF KUALITAS JARINGAN, CITRA MEREK DAN PROMOSI (Studi Kasus Pada Siswa SMK Brigjend Katamso II Medan): PENGARUH KEPUTUSAN PEMBELIAN KARTU PAKET TELKOMSEL DARI PRESPEKTIF KUALITAS JARINGAN, C. Jurnal Mahkota Bisnis (Makbis), 1(2).
[14] Pranata, S. P. (2023). PERANAN MEDIA SOSIAL TERHADAP PENIGKATAN OMSET UMKM (STUDI KASUS PENJUALAN PAKAIAN BEKAS DI PAJAK MELATI TG. ANOM). Jurnal Mahkota Bisnis (Makbis), 2(1).
[15] Rivai, A., Pranata, S. P., Fadila, Z., Syahlina, M., & Ginting, B. B. (2021). The Effect of Facilities on Motivation and Its Impact on Accounting Understanding. International Journal of Science, Technology & Management, 2(6), 1934–1938.
.png)
